The basics of good personal finance management

Jul 03, 13 The basics of good personal finance management

Posted by in Money Tips

The basic of personal finance management centers around two fundamental problems – how to lower the expenses and how to add more to saving. Needless to say, it is not an easy task especially when the essentials are going up in price and ad world is making things lucrative more than ever. Being sandwiched between needs and...

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How to Lower the Interest Rate on a Personal Loan

Jun 20, 13 How to Lower the Interest Rate on a Personal Loan

Posted by in Finance

So why do some applicants enjoy more competitive interest rates on the personal loans they apply for than others? This is a question that has long mystified many borrowers, usually those who repay loans at higher interest rate than other borrowers they know.   Historically speaking Your credit history is above all else, the number...

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Eliminating Your Bad Credit Record

Jun 03, 13 Eliminating Your Bad Credit Record

Posted by in Money Tips

When trying to borrow more money, it is normal for the lender to check your financial background. How efficient you’ve been at paying back past loans will directly result their decisions whether to approve the credit or not. For those with black marks against their name though, all hope is definitely not lost. In fact, there are...

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You Can Save Money on Your Car Loan

May 10, 13 You Can Save Money on Your Car Loan

Posted by in Finance

Buying a new car can be a thrilling experience. It does not matter whether you are a first time buyer or upgrading to a better car model. If you are financing the purchase of your car through a loan, it is absolutely necessary for you to plan in advance to get the best deal. Here are some indicators which will help you to save...

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Bad Credit Loans Are Making People Happy

With the situation that the current economy is in it is no wonder that people have bad credit.  After all people are not perfect and life is not always perfect either.  There are always situations that arise that can negatively affect your credit history and credit score.  A loss of a job or spouse can be a couple of these...

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